That is a question most people think about when it comes time to purchase a life insurance policy. Some things that will factor into the rate will be out of your control, such as your gender. Sorry guys, but life insurance rates are less expensive for women because statistically they tend to live longer than men. This makes women less of a risk to the life insurance companies which lower their premiums.
Here are some things you should know, along with some tips to keep in mind to help secure the best life insurance rates possible. Continue reading